Preview: My Swiss Chapter is not open yet. Registration opens at launch; prices shown are planned.

Independent Swiss household tools

Understand your income. Compare your options. Plan your next step in Switzerland.

Independent calculations and practical tools for people moving to Switzerland, changing canton or weighing an important household decision.

Example: CHF 120’000 a year in Zurich, single person

Example
Gross salary
CHF 10’000
Net salary (after social insurance)
CHF 9’092
Income tax (estimate)
− CHF 1’362
Rent, 3–4 rooms (typical)
− CHF 1’851
Health insurance (average)
− CHF 477
Radio and TV fee
− CHF 26
Disposable income
CHF 5’376per month
Figures for 2026 and 2027 from federal sources. Enter your own figures in the salary calculator.Calculate with your salary

Choose a starting point

Each tool answers one question, takes a few minutes and requires no account.

  • Free · no account

    Assess an offer

    Calculate your disposable income in any canton and compare two offers on the same basis.

  • Free · no account

    Choose where to live

    Find municipalities that meet your criteria for commute, childcare, schools and lifestyle, with public transport routes to your place of work.

    Find places that fit

    Already living in Switzerland? Use it to explore a change of canton.

  • Free · no account

    Plan your move to Switzerland

    A dated checklist from your arrival to the end of your first year: permit, registration, health insurance and tax.

    Moving to Switzerland
  • Free · no account

    Plan your departure

    The administrative steps for leaving Switzerland: municipality, tax, pension fund and insurance.

    Leaving Switzerland

Three ways to use My Swiss Chapter

Most tools are free and need no account. A free account remembers your work and fills in what you have already told us. The paid products look at your own offer, contract and household.

Free · no account
CHF 0No sign-up. Nothing about you is stored.
  • Disposable income in all 26 cantons
  • Two salaries compared, line by line
  • Checklists for arriving in and leaving Switzerland
  • The three municipalities that best fit your criteria
Free account
CHF 0Sign up with your email address.
  • Everything without an account
  • Checklists and comparisons saved on every device
  • Calendar files and email reminders for your checklist dates
  • Your household and canton filled in across the tools
Paid
From CHF 39Offer Decision Report CHF 79, once · Swiss Year Planner CHF 39 a year
  • Everything with a free account
  • Your own offer, contract and household: the Offer Decision Report
  • Contract Clarity Check and up to eight municipalities with your disposable income
  • Your first year in Switzerland: checks, letters explained and replies drafted (Swiss Year Planner)

Both paid products are being prepared. No payment is taken yet.

Offer Decision Report

CHF 79

One payment · Family version CHF 99 · 12 months of access

A detailed assessment of your job offer and its implications for your household.

  • Your situation today compared with the offer
  • The salary needed to maintain today’s disposable income, with salary benchmarks
  • Contract Clarity Check
  • Up to eight municipalities that meet your criteria, with disposable income in each
  • Family section, 10-year outlook and Decision Brief

The first year of Swiss Year Planner is included.

Swiss Year Planner

CHF 39

Per year · Renews annually until cancelled

Your household’s annual administrative and financial check-up.

  • Dated checks for tax, health insurance, pillar 3a and rent
  • Dates for permit renewal and naturalisation, with the official steps
  • Write & Understand: letters explained and replies drafted in German, French or Italian
  • All your dates on one timeline, with calendar files

Also available on its own, without the Report.

Independent by design

Named sources and dates
Every figure states its source and date: federal statistics, the ESTV tax calculator, the journey planner or OpenStreetMap. Where no reliable figure exists, My Swiss Chapter says so.
Independent
No commissions from insurers, landlords, banks or relocation companies, and no paid rankings.
Private
The calculators run in your browser and store nothing. Where a free tool needs our server, such as route searches, nothing is linked to you. Paid products store only what you save.
Information only
No job placement, no product sales and no legal or tax advice. The decision remains yours.

Questions

Is My Swiss Chapter free of charge?

The salary calculator, the comparison of two offers, “Find places that fit” and the checklists are free of charge and require no account. The Offer Decision Report, now being prepared, will cost CHF 79 as a single payment (family version CHF 99), with the first year of Swiss Year Planner included; after that, Swiss Year Planner costs CHF 39 a year. Swiss Year Planner can also be purchased on its own.

How is income tax calculated?

Income tax is estimated with the official calculator of the Federal Tax Administration (ESTV) for the capital of each canton, tax year 2026, with standard deductions and without church tax. It differs between communes, with church membership and further deductions, and many new residents are taxed at source under separate tariffs. Every figure is therefore marked as an estimate, and on each canton page you can enter your own rate.

What happens to the information I enter?

The salary calculator, the comparison and the checklists calculate in your browser and do not send what you enter to My Swiss Chapter; the checklists keep your selection in your browser so that you can continue later. “Find places that fit” sends your criteria and the rounded position of your place of work to our server to calculate routes; nothing is stored with your identity. My Swiss Chapter records page visits only as anonymous totals, without an IP address or a visitor identifier.

Does My Swiss Chapter find positions for me?

No. My Swiss Chapter is not a recruitment agency: it does not list vacancies, forward applications or contact employers on your behalf. It provides information and planning tools, so that you can assess an offer, a canton or a career step yourself.

What do the paid products include?

The Offer Decision Report applies the figures to your own offer, contract and household: the salary you need, salary benchmarks, a Contract Clarity Check, up to eight municipalities with your disposable income in each, a 10-year outlook and a Decision Brief. Swiss Year Planner provides dated yearly checks, permit milestones, Write & Understand for letters and messages, and your own reminders. Details are on the page “Plans and pricing”.